Lead Abatement
and R.R.P.

Contractors Pollution Liability


Lead exposure to workers and habitants from houses painted with lead based paint represent a significant public health hazard in the U.S. Although lead based paint was prohibited in the United States in 1978, a large portion of the national housing was constructed prior to 1978. Health concerns from lead exposure, especially to children, have prompted Federal and State governments to enact several regulations and initiatives designed to reduce, remove and prevent lead exposure.
 
All work in pre-1978 habitational structures requires strict adherence to lead safe work practices, occupant notification, record keeping and sometimes pre/post dust testing as outlined by the Federal Environmental Protection Agency (EPS) and Housing and Urban Development Agency (HUD), Title X of the Housing and Community Development Act, and related Federal and State regulations. Lead exposure can be claimed in a lawsuit, and therefore, all work conducted in pre-1978 structures should be insured.

R.R.P. Program:

Did you know common renovation activities like sanding, cutting, and demolition can create hazardous lead dust and chips by disturbing lead-based paint, which can be harmful to adults and children. To protect against this risk, on April 22, 2008, the EPA issued a rule requiring the use of lead-safe practices and other actions aimed at preventing lead poisoning.

Under the rule, beginning April 22, 2010 the EPA recommends contractors performing renovation, repair, and painting projects that disturb lead-based paint in pre-1978 homes, child care facilities and schools must be certified and follow lead-safe work practices. To become certified, renovation contractors must submit an application and fee payment to the EPA.

Product Features:

• ISO Based Occurrence Commercial General Liability Coverage Form
• Contractual Liability coverage
• Temporary storage of lead materials on-site or at owned locations
• Coverage for incidental transportation of remediated lead
• Blanket or project-specific coverage
• Policy can be expanded to include incidental operations such as carpentry, insulation and painting
• Asbestos Abatement Liability can be included
• Optional coverage for Mold Remediation

Premium and Limits:

Minimum Premium at $1,500 for R.R.P. Program and $2500 for Lead Abatement
Deductible plans starting at $2,500

Limits up to $11 million on a blanket basis, or for individual projects additional capacity available.

Submission Requirements:

• Environmental Services Application
• Resumes from all key personnel
• Copies of Lead/Asbestos Licenses or RRP EPA certificates from all key Personnel

Contact Us to get your quote today!
 
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Eidyia Insurance Services
7828 Vance Dr #107, Arvada, CO 80003
Phone: 630-455-0680 Fax: 630-455-0310
 
Lead Abatement
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