Duct Cleaners

Restoration Program

Our HVAC Systems Cleaner Liability (HSCL) policy provides coverage for the unique exposures that are inherent to Duct Cleaners, HVAC Service Firms and HVAC Mold Remediation Companies. HDCL protects against third-party claims resulting from specified professional services rendered by the policyholder.

Coverage Highlights:
• Commercial General Liability – Occurrence Form
• Contractors Pollution Liability – Occurrence or Claims Made Form
• Microbiological Decontamination – Claims Made

Limits: $1,000,000 (Higher limits available)
Minimum Deductible: $10,000
Minimum Premium: $5,000


• Annual Policy Term
• Coverage for microbiological decontamination activities
• Professional Liability available for indoor air quality assessment
• Retroactive date of policy inception unless evidence of prior coverage can be provided.
• No surplus lines taxes

Submission Requirements:

• Eidyia Environmental Services application
• Eidyia Mold supplemental questionnaire
• Company Statement of Qualifications, including resumes of key personnel, a detailed description of past project experience, and training certificates for all company personnel.
• Company written standard operating procedures (SOP), including an SOP for microbiological decontamination if those services are provided.
• Standard company contracts. Contract must state that microbiological growth could reoccur if the source of the moisture is not remedied.
• Past two years financial statements
• Past five years loss runs
• Company specific health and safety program

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Eidyia Insurance Services
7828 Vance Dr #107, Arvada, CO 80003
Phone: 630-455-0680 Fax: 630-455-0310
Duct Cleaners
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